Between soccer practice, school drop-offs, and long work hours, it’s easy to forget about your eye insurance, but waiting too long could cost your family more than you realize. Vision insurance plans are typically set on an annual basis, and once the year ends, so do your unused benefits.
At Complete Vision Care, we’re here to help families in Leadington, Webster Groves, and Festus make the most of their insured benefits before time runs out.
What Are Vision Insurance Benefits?
Family vision insurance plans are designed to support routine eye care for both adults and children. These plans typically renew annually and may include coverage for various eye care products and services. Typical vision benefits may include:
- A comprehensive eye exam for each covered family member
- An allowance for eyeglass frames or contact lenses
- Optional lens upgrades (such as anti-glare or blue-light filters)
- Discounts on additional pairs of glasses
- Pediatric vision coverage (vision insurance for children)
- Contact lens fitting and evaluations
- Access to specific eye care programs or care providers
- Flexible use across multiple service areas, though specifics may vary by state
It’s important to know that vision insurance is different from medical insurance. While medical insurance covers treatment for eye diseases or injuries, vision insurance is designed to help you manage routine care and everyday visual needs.
Why You Should Use Your Vision Insurance Benefits Before They Expire
When the year ends, your vision insurance resets, and any unused benefits are gone. Here’s why it pays to plan ahead:
1. You’ve Already Paid for It
Most families pay into vision insurance plans through payroll deductions or premiums tied to a larger health plan. Not using them is like throwing away money that’s already come out of your pocket.
2. You Save on Glasses and Contacts
Many families wait until glasses break or prescriptions change to replace them, but your plan may already include a full or partial credit for a new pair of frames or contact lenses. This is also a great time to take advantage of local eyeglass deals before they expire at the end of the year.
3. Children’s Eyes Can Change Quickly
Vision insurance for children isn’t just a perk; it’s a vital tool to support learning, development, and confidence. Even small changes in prescription can affect reading, sports, or screen usage. Annual eye exams can help detect those shifts early.
4. It Encourages Better Long-Term Health Habits
Routine eye exams allow eye care professionals to detect early signs of diabetes, high blood pressure, and other systemic conditions. Making time for preventive care can reduce long-term healthcare costs and stress.
5. Appointments Fill Up Fast Near the Holidays
End-of-year schedules fill up quickly, especially when schools are out and flexible work schedules are available. Booking now ensures you can still get in for a quality exam with the provider you trust.
How Complete Vision Care Helps You Make the Most of Your Vision Benefits
At Complete Vision Care, we understand that vision care is about more than just clear eyesight. It’s about helping your family feel confident, cared for, and prepared for the year ahead. With three convenient locations, our team is ready to help you take full advantage of your vision insurance before it expires. Here’s how we support you every step of the way:
- Expert Guidance on Insurance Coverage: Not sure what your insured benefits include? Our knowledgeable staff works with most major vision plans and can explain what’s covered.
- Eye Exams for the Whole Family: Our eye doctors offer comprehensive care tailored to each family member’s needs.
- Extensive Eyewear Selection: We offer a wide range of stylish, functional, and durable eyeglasses from trusted brands, helping you find frames that suit your vision and lifestyle.
- Personalized Contact Lens Fittings: We offer a wide range of contact lenses, including bifocal and multifocal, or toric lens options, to suit your specific needs.
- Clear Communication and No Surprises: Our team will explain your out-of-pocket costs upfront. That means no guesswork and no hidden fees, just great customer service from start to finish.
Don’t Let Your Vision Benefits Go Unused, Get Eye Care in Missouri
Whether you need a new pair of glasses, contact lenses, or a comprehensive eye exam, your family’s vision insurance is meant to support your care. Let Complete Vision Care help you take advantage of what’s available before the year ends. With service areas across Leadington, Webster Groves, and Festus, we’re here to make it easy, convenient, and personal.
Book your eye care appointment to make sure your benefits work for you, not the other way around.
Family Vision Insurance FAQs
How much is vision insurance for a family?
The cost of family eye insurance plans can vary based on your provider, location, and whether it’s part of a larger health plan. Many plans are priced per month per person and offer substantial savings on eye exams, glasses, and contact lenses.
What’s the difference between medical and vision insurance?
Medical insurance covers eye disease and emergencies. Vision insurance is designed to cover routine services, such as exams, glasses, and contact lenses. Many families need both types of coverage.
Can I use my insurance for more than one pair of glasses?
That depends on your vision plan. Some insured plans cover one pair per year, while others offer discounts on additional pairs. Ask our team to help you review your policy.